6 Reasons to consider an appraisal from ALL METRO ATLANTA APPRAISAL CO.To many, an appraisal just looks like another cost in the long list of items for a home sale or refinance. And while there are a multiplying number of automated home valuation processes that may appear more cost-effective than an appraisal, nearly all lenders still want a local expert because the stakes are incredibly high. Is getting a mortgage the only basis for getting an appraisal? Are there more cases when the services of a licensed, independent real estate professional could be helpful? Absolutely. 
Contest your tax assessmentIt's likely you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are based upon a previous assessment of your home, so if values are less than what they used to be in your area, you can challenge your assessment and save money. An appraisal from ALL METRO ATLANTA APPRAISAL CO. is your best evidence when building your case. At ALL METRO ATLANTA APPRAISAL CO., we're equipped to assist you in disputing your tax assessment. PMI removal to lower a mortgage paymentPrivate Mortgage Insurance, or PMI, is an extra insurance policy that many lenders ask homeowners to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the property. Since the added payment is usually folded into the monthly mortgage payment, it is often forgotten. This is bad because PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was invoked by the United States Congress that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met. ALL METRO ATLANTA APPRAISAL CO. can give you a statement regarding the value of your home, and the cost of the appraisal can often be offset in little time because you'll no longer be paying the PMI. Order an appraisal from ALL METRO ATLANTA APPRAISAL CO. Order onlineGet a fair valuation on a home take make a divorce settlement less stressfulA divorce is a particularly traumatic ordeal for the parties involved, and it is often more complicated by the troublesome decision of who maintains the house. So both parties are fully aware of the true market value of their house, it's a good idea to order an appraisal from ALL METRO ATLANTA APPRAISAL CO., regardless of the circumstances. If the parties wish to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation. Accurate and fair estate liquidationThe death of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion. Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to take care of these affairs. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true worth of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal. Relocate to or from Fayette County through an employee relocation programEmployee relocation is a stressful event, and we understand. That's why we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive features of their property, along with information about any recent sales or listings in their neighborhood that they want considered during our thorough inspection. Close on your home quickly — for the right priceA professional appraisal can help you make a more informed decision when determining your asking price, whether you choose to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees depend on our efforts to finish the appraisal report and not a percentage of the sales price. We examine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes stay on the market. 
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